Can First-Time Buyers Get Approved for Kia Financing in Medford, OR?

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Whether you enjoy visiting the lavender farm festivals or plan to fill your weekends tackling the Rogue River rapids, summers can be very busy in Medford. For many people, it’s an opportune time to buy a new car. Kia Medford shares how to improve your odds for Kia financing for first-time buyers.

Make a Down Payment

When you apply for Kia financing, lenders look at many different parameters. Your credit score is an important factor, so buyers without credit history can be a risk. One of the best ways for you to demonstrate that you’re a responsible buyer is to make a sizable down payment. While it’s not required, aim for a down payment of at least 20 percent. This lets lenders know you’re well-prepared and even helps to reduce your monthly payments.

Get Pre-Approved

You can quickly get pre-approved for Kia financing on our website anytime. You just need to provide information about your employment and housing info. Then, you can see how much you’ll be approved for, with real rates and payments provided, so you can start budgeting for your vehicle before you even visit us.

Use the First-Time Buyer Program

You may also be eligible for the Kia First-Time Buyer program. Kia allows eligible first-time buyers to secure Kia financing, even without credit history. To qualify, you’ll typically need to have an income of at least $2,000 per month, which you’ll need to be able to verify. You’ll also need to make a down payment of at least $1,000.

Apply for Kia Financing in Medford, OR

Summertime is a great time to become a first-time car buyer. We can help you secure Kia financing in no time. Visit Kia Medford to get started today!

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